What Is a Life Plan Community vs. a CCRC?
The concept of a Continuing Care Retirement Community (CCRC) has been evolving, and today, these communities are more commonly referred to as Life Plan Communities. But what does this change in terminology signify, and what sets a Life Plan Community apart from the traditional CCRC?
In this blog, we’ll compare the differences between a Life Plan Community vs. a CCRC so you can better understand how these evolving senior living options cater to your needs and enhance your retirement experience.
From CCRC to Life Plan Community
The term “Continuing Care Retirement Community” (CCRC) has long been used to describe a specific type of senior living community that offers various levels of care, from independent living to assisted living, skilled nursing care, and more.
However, as the focus of these communities has broadened, the industry has shifted toward the more holistic term “Life Plan Community.” This new designation emphasizes not just the continuum of care but also the vibrant lifestyle and opportunities for personal growth and socialization these communities offer.
Levels of Care in a Life Plan Community
One of the primary features of a Life Plan Community is its ability to accommodate residents’ evolving needs. Residents can begin their journeys living independently in an independent living residence, enjoying a lifestyle rich with activities and social opportunities.
As needs change, residents have access to higher levels of care, including assisted living, memory care, rehabilitation, and skilled nursing, without needing to move to a different community. This seamless transition ensures continuity and peace of mind.
Independent Living Residence
Initially, many residents choose a Life Plan Community to enjoy independent living. These residences offer a maintenance-free lifestyle with a plethora of amenities and activities designed to keep residents engaged and active.
Assisted Living, Skilled Nursing, Memory Care, and Rehabilitation
As residents’ needs change, they can transition to a higher level of care within the same community.
Assisted living provides support with activities of daily living (ADLs), while skilled nursing offers more intensive medical care
Memory care is designed specifically for residents with Alzheimer’s or other forms of dementia, offering a safe and structured environment with specialized programs.
Rehabilitation services cater to those recovering from surgery, illness or injury, providing personalized therapy to help regain independence. This continuum ensures that all health care needs are met within the same supportive environment.
Financial Aspects: Entrance and Monthly Fees
Joining a Life Plan Community typically involves paying an entrance fee and a monthly fee. The entrance fee can vary based on the community, the type of residence, and the level of care included. The monthly fee covers services such as dining, housekeeping, transportation, and access to health care services.
Some Life Plan Communities offer different types of contracts, such as Type A Life Care contracts, which provide a higher level of prepaid health care services.
Entrance Fee
The entrance fee is a one-time payment that helps cover the cost of future health care services and other amenities offered by the community. This fee can vary widely, and some communities offer refundable entrance fee options.
Monthly Fee
The monthly fee covers the day-to-day expenses of living in the community, including utilities, meals, activities, and some health care services. This fee ensures that residents have access to the vibrant lifestyle and comprehensive care that Life Plan Communities are known for.
Social and Lifestyle Benefits
Life Plan Communities are designed to promote an active and engaged lifestyle. They offer a wide range of activities, clubs, and social events that cater to diverse interests. This focus on socialization and personal growth sets Life Plan Communities apart from traditional nursing homes or other retirement communities.
Long-Term Care Insurance and Services
Life Plan Communities often encourage residents to have long-term care insurance to cover potential future health care costs. These communities provide long-term care services, ensuring residents receive the necessary care as they age.
The availability of continuing care contracts means that residents can plan for their future health care needs with greater certainty and financial predictability.
The shift from the term CCRC to Life Plan Community reflects a broader focus on the overall well-being and lifestyle of residents, rather than just the medical care aspect. Life Plan Communities offer a senior living option that combines independence, social engagement, and a continuum of care that adapts to residents’ changing needs.
Whether you’re looking to live independently or require higher levels of care, Life Plan Communities provide a comprehensive, supportive environment that promotes a vibrant and fulfilling retirement.
Canterbury Woods Gates Circle: A Thriving Life Care Community
Canterbury Woods Gates Circle is a shining example of a Life Care Community where older adults can enjoy an enriching and fulfilling lifestyle. Located in a picturesque setting of Buffalo, NY, this community offers residents a vibrant and supportive environment, ensuring a seamless blend of comfort and care.
At Canterbury Woods Gates Circle, residents can choose from a range of living options tailored to their needs, from independent living residences that promote an active and self-sufficient lifestyle to assisted living, memory care, rehabilitation, and skilled nursing for those requiring additional support.
With a strong focus on culture, community, and personal growth, Canterbury Woods Gates Circle is dedicated to providing a holistic living experience. The community fosters a welcoming atmosphere where every resident feels at home.
Social interaction is highly encouraged, with numerous opportunities for residents to engage with one another through various clubs, events, and activities. The diverse range of recreational options ensures that there is always something interesting and enjoyable to do, catering to a wide array of interests and hobbies.
Comprehensive Care Model
The community’s comprehensive care model is designed to adapt to the changing needs of residents. This means that as health needs evolve, residents can transition smoothly from one level of care to another without the stress of relocating to a different community.
Peace of Mind With Life Care Contracts
Canterbury Woods Gates Circle offers Life Care contracts, providing residents with peace of mind regarding their future health care needs. These contracts include extensive health care services within the entrance and monthly fees. This financial predictability allows residents to plan their futures confidently, knowing that their long-term health care requirements will be well-managed without unexpected financial burdens.
Personalized Attention and Community Engagement
The staff at Canterbury Woods Gates Circle is dedicated to offering personalized attention, ensuring that each resident’s unique needs and preferences are met. This personalized care is complemented by a robust schedule of cultural, educational, and recreational programs that encourage continuous learning and personal development.
From fitness classes and art workshops to lectures and social outings, the community is committed to enriching the lives of residents.
Discover the Lifestyle at Canterbury Woods Gates Circle
Canterbury Woods Gates Circle offers a senior living option that combines independence, social engagement, and a continuum of care that adapts to residents’ changing needs. Whether you’re looking to live independently or require higher levels of care, Canterbury Woods Gates Circle provides a supportive environment that promotes a vibrant and fulfilling retirement.
Call us today at (716) 427-6678 to learn more about the lifestyle at Canterbury Woods Gates Circle and discover how we can help you or your loved one enjoy an enriching and supportive retirement experience.
